What Can Be Financed?

  • Any new road bike, mountain bike or ebike.
  • Any used bike not older than 2 years.
  • A minimum value of R15 000.

Only the following accessories can be financed:

  • Pedals
  • Handlebars
  • Helmet
  • Bottle Cage

Limitations and Rules

Finance is only available to private individuals, not companies

Insurance on your bicycle is a mandatory requirement.

You can finance any value bicycle over R15 000, but the maximum principal debt amount is R130 000. E.g. a R150 000 bicycle requires a R20 000 deposit.


Get Pre-Approval through the Quick App. If successful, you can complete a full application to get final approval from the bank.

Documents Required

Documents you will require for financing.

  • A non-certified copy of your ID 

  •  Latest 3 months’ pay slips and bank statements

  •  Recent proof of address – not older than 3 months

  •  A quote for your bike

Please make sure the above are scans and not photos of these documents. Photos of these documents are not accepted by the bank.


Great, you’re one step closer to owning your dream bike! Click the button below to start the application process.